What are you suggesting? Or are you just saying that contacts are bad?

 

I’m like 99% sure staff will honor this kind of agreement if the person who files the complaint asks for it or works something out with the person in violation.
If the complaining party wants the offender to be banned, then I don’t see a reason why staff should spend the time essentially bailing out contract violators.

 

He wants his money back.

 

Loans have inherent risk. If you want to be 100% safe from getting scammed, don't give out a loan lmao

 

You didn't even suggest anything? and i thought the whole point of making these types of loans is that there will always be risk of loss. I dont think its staff's job to bail you out. I'm pretty sure a few years back there wasn't even any type of enforcement by staff- so the whole contract thing *is* them trying to help.

 

contracts have been a thing since at least 2013

 

yep been around since i've been here

 

Want to not be loan scammed/not lose money if a contract is broken? Don't lend money.

 

But in all seriousness, the contract system is fine how it is. If we have a payback system through the server, then that means the scammer can get back scott free, or still owe money, thus the person would get 2x amount owed back. I can see the exploits with alts now.

 

I don't see what's wrong with the current contract system?
It ensures if a person doesn't meet contract agreement then they don't go unpunished (provided there's in-game evidence too of course).
What you're saying is some people don't abide by contract clauses, to which I reply: be careful when dealing with users that can't be trusted. I don't think there's much we can do/change to avoid a user scamming another.

 

I am suggesting that there should be a better way to deal with personal loans. As of now, personal loans that are broken, and, if there is valid evidence, the contract-breaker is sued in small claims court. I believe that this is not a good way to deal with thing like this, although the scammer gets sued, that usually doesn't help the person who was scammed. I believe that there should be a better way to deal with personal loans, because if someone is scammed, they should get some money back. It's not fair that personal loans can easily be broken; let's say I pay someone 2 Mil, to be paid back within 1 month, and then they just don't pay it back, or leave the country, I won't have gotten my money back, even though I felt completely safe giving it to them, as I took a picture of the agreement. All that will happen is them getting sued, which doesn't really benefit me, just stops future people from getting scammed. Please deal with this. To be honest, I don't really think this suggestion will be accepted, but I'm just trying to bring up this issue.

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