These are the quotes and rules of the insurance. Please go to all links stated in this thread.
I am also hiring employees. Comment on this thread, pm me on the website, or pm me ingame if interested. If you're interested in insurance, comment on this thread, pm me on this website, or pm me in game.

LIFE INSURANCE:

Life insurance is where, if you die, i pay you money equal to what your equipment was worth. If you equipment is worth over 26k, I only pay you half. If your equipment is worth over 65k, I only pay you 1/3 (33%). If your equipment is worth over 115k, I only pay you 10%. And finally if its worth over 215k, i only pay you 5%. This stops scammers from lying about dying, or purposely dying with mswords or eff 7 picks, just to get money for other stuff. Life insurance is only 7k for builders, 13k for residents, 20k for mayors, and 30k for presidents. Its a one time payment, and lasts forever. If you pvp or go into the nether to mine, its costs 5k more for all ranks. If you don't, its the normal price. Also, there are some conditions, if you die more than once a week, each time you die, the price you get back, is either 5k less, or 10% less, depending on the situation. This is so people do not get reckless and decide it doesnt matter if you die. This is exactly what progressive the insurance company does. The better you record is, the more you save.

HORSE INSURANCE:

Horse insurance covers if your horse is stolen or goes missing. It is very popular among all ranks, and I highly recommend it. I have had numerous investigators tell me that 50% of their jobs are about horses being stolen. If you want to protect your horse, then buy horse insurance. Horse insurance is 8k for every 2 horses you want to cover. If you want to cover 3 horses, its 16k. It applies to all ranks. (WARNING) I do not pay back the money that your horse is worth if it happens too frequently. I will be the judge of this. Also when I do pay you the money to get a new horse, I must see that you have taken action to protect your horse/horses more securely this time.
If horse is not in a secure area and all entrances are locked, you will not be compensated.

HOUSE INSURANCE:

House insurance covers if you house is grieved. House insurance is most popular among builders and residents, but others do buy it. If your house is grieved I cover the costs of the grief. House insurance's cost varies depending on how much your house is worth. Pm me on the website or ingame if you are interested in house insurance, and tell me how much your house is worth, so I can quote you a price. All doors that are an entrance must be locked. If not, you will not be compensated.

EVIDENCE TERMS: To receive your money after dying or after being grieved or having something stolen, I need evidence, such as screenshots. ie: Right after you buy horse insurance, make sure you take a picture of your horse, and how he is contained. Then, when and if your horse is stolen or goes missing, take a screenshot of him not there. Also ask neighbors if they saw anything happen, and/or hire an investigator, and have him tell me who stole it. ie: For life insurance, if you are pvping, take a screenshot of you and your stuff, before you cross the line into the pvp zone. If you die, before you click "respawn," take a screenshot of that. Also pm the person that killed you and get them saying "I did just kill you" then screenshot that if you can. The more evidence you collect, the higher the chance of you receiving your money. I know this is a burden, but I am just being cautious and professional. Also refer to this wiki page for extra help on collecting proper evidence. http://www.ecocitycraft.com/wiki/index.php?title=Collecting_Proper_Evidence

TO PURCHASE INSURANCE YOU MUST GO TO THIS LINK AND ACCEPT THE CONTRACT, THEN PAY. http://www.ecocitycraft.com/forum/threads/contract-for-insurance-business.67583/

ALL THESE INSURANCES ARE VERY POPULAR AND MY BUSINESS HAS GROWN VERY MUCH! THEY ARE ALL VERY HELPFUL AND A GREAT DEAL! PM ME INGAME OR ON THIS WEBSITE IF YOU ARE INTERESTED. OR JUST LEAVE A COMMENT ON THIS THREAD! MAKE SURE COMMENTS ARE ABOUT BEING HIRED OR THE INSURANCE ONLY!

 

Thats not what I meant when talking about progressive.... I mean life every car accident u have, the price u get back is lower. So every time you die on minecraft the price u get back is lower.

 

Its not a scam... one kid raged when he didnt have proper evidence to prove that he died...

 

When you die, take a pic off the screen with all the stuff around u, before u click respawn. An eff 7 pick is worth like 40k or something like that if u die with it. The higher the item costs, the less percentage u get back. This stops scammers and being reckless. 40k is better than nothing...

 

It's stops scammers.....

 

LOL! People can bring nothing with them, find some lava, jump in, and say they died with prot 4 armor, and an eff 7 pick...