I apologize, your profile says you are 17, which would mean you were 13 4 years ago. I did not mean to imply you were 13 now. That being said, it is impressive even at 20 years old to be able to invest 30k.
It's impressive because if you got 30k, it means your parents must really trust you, a lot. And it isn't easy to build so much trust. I think.
The following is a true story. My dad, back when Chipotle was originally owned by McDonald's, him and some colleagues actually almost bought the business. Just imagine. The previous was a true story JazzBeam
No risk, no reward. On ecc, many people are scammers though and will con you of your money and cause you to lose a lot :/ they have nothing much to lose and lotto will get the best of some people who take out loans.
But there are ways to lower the loss if loan is scammed. There can be loans with low risk and small reward.