Is there any way to have item insurance? So it would cost say 2k per piece, or something that's enough to where people won't use it, unless it's really nice. I know that the tombstone is a kind of item insurance, but I propose one that everyone can use. And if someone dies in PVP, there killer, gets the money that the person they killed, paid into the insurance.

Not sure if you all are familiar and I am REALLY going to date myself, but they had this type of insurance in ultima online and it worked out fairly well. Of course people were upset at first because they did not get all of the persons items, but at least they got monetary compensation.

Meh, just a thought.