I would say yes, its 15k and trade signs can be useful. Oh, and also residents are more trust able as I see you have a loan business.

 

If you get yourself Resident Rank, you can get another way of making money, like putting up Trade Signs or renting or buying a Market place spawn shop.
Also, when you have Resident Rank, you are able to put more locks on chests and create private blocks.
If you have lots of items and you need more room, getting Resident rank might be useful.

 

If you don't mind being a builder and don't need any of the "Resident" perks, then I suggest saving your money. Same with any rank. If you have no desire to be a mayor/co-owner of a town and don't need any of the perks, like more LWCs, of being Mayor, don't get it.

Personally, IMHO, I think having a town that no one can take from you, for any reason, is a huge security blanket. But that is me.

 

Get it for the pretty tag and for the respect.

 

I would rather trust a builder who I know is rich then a resident, stay a builder until you NEED resident. :)

 

Some people will respect and trust you more if you are not builder rank. I am not one of those people though, I trust builders as much as I trust a President rank person.

 

What was the price of that plot?

 

Hey, I would recomend getting a donation feature :D

 

I bought resident only because you have to, to be able to get to mayor. I find it not that much more effective than builder and 15k of my total net worth of about 50k is a lot. I am content with resident many more seem to trust me and my town owner lets me own an entire street of plots in which contain houses built by my friends, resident is ok can be worth it...

 

If you don't need all of the perks try to get the Melonsword and try to save up enough money to get from builder to EcoLeader in one day that would be funny. Most of the people won't believe the statement: "I got from builder to EcoLeader in one day without using lotto". That my sir would be hilarious.

 

Would you happen to mean "EcoLeader"?

 

Ladies and gentlemen, I introduce to you 12345 "the hair-splitter" shaaaaaaaaaaaaaaaaane

 

Being a resident makes you way more trusted. I don't know about how others feel about this, but I wouldn't rent out a star tool to a new builder. they need to gain trust, and a rank is one way of showing that. Along with being around awhile, but when you are around awhile, you aren't usually a builder anymore. If you would like to continue being a builder then there is nothing against that though. Have it your way :p

 

The reason I worked hard to get mayor is that my sons and I lost 7 plots in two towns in less than 3 days of each other. Tens of thousands of dollars that went poof and I decided never again. My sons are not as active now because we had just built our houses to live in and 3 spec houses we planned on selling and the mayors took our plots. Sure, we got our materials but a lot of time and effort was wasted.
Not saying your mayor would do that to you but it is possible and is within the ECC rules.
Wishing you success!

 

I think you should give back all the money that everyone donated to you. As you clearly haven't used those donations for what you said you were needing them for.