( WARNING DO NOT COPY MY INSURANCE BUSINESS AND IDEA) I sell horse, house, and life insurance! Pm me on this website or ingame if you are interested. Insurance is very popular among mayors. I am also hiring employees to my business. Pm me if interested. Also I would like to have a mod find some way to make sure that nobody copies my business. revanrose6 could you help?
LIFE INSURANCE:
Life insurance is where, if you die, i pay you money equal to what your equipment was worth. If you equipment is worth over 26k, I only pay you half. If your equipment is worth over 65k, I only pay you 1/3 (33%). If your equipment is worth over 115k, I only pay you 10%. And finally if its worth over 215k, i only pay you 5%. This stops scammers from lying about dying, or purposely dying with mswords or eff 7 picks, just to get money for other stuff. Life insurance is only 7k for builders, 13k for residents, 20k for mayors, and 30k for presidents. Its a one time payment, and lasts forever. If you pvp or go into the nether to mine, its costs 5k more for all ranks. If you don't, its the normal price. Also, there are some conditions, if you die more than once a week, each time you die, the price you get back, is either 5k less, or 10% less, depending on the situation. This is so people do not get reckless and decide it doesnt matter if you die. This is exactly what progressive the insurance company does. The better you record is, the more you save.
HORSE INSURANCE:
Horse insurance covers if your horse is stolen or goes missing. It is very popular among all ranks, and I highly recommend it. I have had numerous investigators tell me that 50% of their jobs are about horses being stolen. If you want to protect your horse, then buy horse insurance. Horse insurance is 8k for every 2 horses you want to cover. If you want to cover 3 horses, its 16k. It applies to all ranks. (WARNING) I do not pay back the money that your horse is worth if it happens too frequently. I will be the judge of this. Also when I do pay you the money to get a new horse, I must see that you have taken action to protect your horse/horses more securely this time.
HOUSE INSURANCE:
House insurance covers if you house is grieved. House insurance is most popular among builders and residents, but others do buy it. If your house is grieved I cover the costs of the grief. House insurance's cost varies depending on how much your house is worth. Pm me on the website or ingame if you are interested in house insurance, and tell me how much your house is worth, so I can quote you a price.
EVIDENCE TERMS: To receive your money after dying or after being grieved or having something stolen, I need evidence, such as screenshots. ie: Right after you buy horse insurance, make sure you take a picture of your horse, and how he is contained. Then, when and if your horse is stolen or goes missing, take a screenshot of him not there. Also ask neighbors if they saw anything happen, and/or hire an investigator, and have him tell me who stole it. ie: For life insurance, if you are pvping, take a screenshot of you and your stuff, before you cross the line into the pvp zone. If you die, before you click "respawn," take a screenshot of that. Also pm the person that killed you and get them saying "I did just kill you" then screenshot that if you can. The more evidence you collect, the higher the chance of you receiving your money. I know this is a burden, but I am just being cautious and professional. Also refer to this wiki page for extra help on collecting proper evidence. http://www.ecocitycraft.com/wiki/index.php?title=Collecting_Proper_Evidence
TO PURCHASE INSURANCE YOU MUST GO TO THIS LINK AND ACCEPT THE CONTRACT, THEN PAY. http://www.ecocitycraft.com/forum/threads/contract-for-insurance-business.67583/
ALL THESE INSURANCES ARE VERY POPULAR AND MY BUSINESS HAS GROWN VERY MUCH! THEY ARE ALL VERY HELPFUL AND A GREAT DEAL! PM ME INGAME OR ON THIS WEBSITE IF YOU ARE INTERESTED. AGAIN I ASK A MOD TO MAKE SURE (if there is a way, maybe banning anyone that copies) THAT THIS IS NOT COPIED, BECAUSE THIS WAS MY ORIGINAL IDEA, AND IT IS MY BUSINESS! MODS: revanrose6 Videowiz92 ajp79
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There are no specific rules against using someone elses ideas. Please do not tag random mods unless there is a valid reason. If you need to ask a question feel free to pm one of us in game.
Thanks. -
ajp79 I am sorry for tagging mods, but I have another question. Is there any way i can make this like patented, or make a contract so that nobody can copy it. Ill even make the server part owner of this business as long as its protected.
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This would be a good idea, to be able to file patents to stop people copying ideas. Intellectual property rights are a key element of most modern economies, patents would fit in well with the rest of the hardcore economy experience.
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nice, people trust you.
But i would like to say that anybody can copy your idea, and they have the right to.
If somebody were to copy your idea and create an insurance company, there would be competition and you have to deal with it and we will see who is better. That;s real life economics! -
I'm an economist, and intellectual property rights which prevent people from copying ideas are essential, because they give inventors incentive to invent. Without patents, your idea could easily be copied and someone could steal all that money which is rightfully yours; the possibility of this happening deters people from inventing. But with patents, nobody can steal your idea, not without punishment from an authority, and because people can invent without possibility of people stealing their ideas, people invent more stuff, which drives economic growth.
Of course, the only real indicator of economic progress in a Minecraft economy is the number of active members. -
You are correct and that is true.
But in this situation, anybody has the right to copy the idea of starting an insurance company.
But what you are talking about is a bit different. You can have an innovative idea to put on an iphone for example and put a patent on it. But it is not right put a patent on the business idea of an insurance company. -
Its the first anyone has ever thought of the idea on this server, and started a business. I feel that I have the right to patent it. Also I am hiring, and would be delighted to hire you. Ill be on in 5 minutes. You can start off doing chat advertisements for me, and work your way up. I already have 2 other staff members that are higher, but they started off doing that. We will talk about pay when i get on the server. pm me
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