Honestly man, if you play lotto it should only be when you have an excess of cash and are willing to lose some for the fun of playing lotto. If you have some sort of goal or more importantly, LOAN, don't waste your money on lotto expecting to win big. It's pretty stupid to risk money on something as trivial as lotto. I really do hope no one is helping you, it should be on your own self for skimping out on a loan, not the other users of ECC to pay off your self imposed debts.
Loans and lotto are a vicious cycle because you are paying interest on the loan and tax on the lotto. It make it nearly impossible to stay afloat. My advice to you is that if you want to continue on this server, you either farm or mine non_stop until you have the money to pay back.
You don't need a donated tool either. Vote, sell nstars, go mining with diamond tools, save exp from mining to enchant tools. You'll be able to make a max tool in 1 or 2 hours.
with bad choices comes consequences. If you want people to help you in your time of need, you shoundt have spent it all on lotto. It's as simple as that. This is the consequence of your not-so-smart choices with lotto.
Lol, you're begging for donations from the PLAYERS OF ECC. Uh... What you're saying is that because they're willingly giving you money it makes it so they're not paying for your mistakes. I don't mean to start up a flame, but that's some pretty flawed logic you have there. I'll reiterate; it's YOUR mistake, not ECC's, therefore it's up to YOU to make up your debts. While there's no rule against it, you should take some responsibility and fix your mistakes on your own.