[Super Submission Mania] thehockeykids2

12 SUCCESSFULL WAYS TO SAVE, BUY SAFE AND SPEND YOUR MONEY WISELY

#1. Think of how it will benefit you, and if you really need it, so think these questions first
1. What would I use it for, and is it the only way to do it?
2. Will I use it more after the intial job?
3. How else will it benefit me, and what do I plan to do with it for the future. Will i sell it, keep it or give it away?
4. Is the iteam your buying worth the price? (Think of the above)

#2. Set goals to focus your mind, and not to let your mind wonder, causing it to spend on un-needed things
You can do this in 2 ways.
1. Set a goal that either needs to be done, or what you would like to be done. Try to limit spending to only to reach that goal, and nothing else. Once you reach that goal, you would have saved money with your mind set on a goal. You can then treat yourself a treat, e.g. Billy the Diamod Block, so that you feel rewrded.Be sure to continue to set goals and repeat this method.

2. Set some money aside, and don't touch it, e.g 3k. When you decide on a goal, use that budget to reach it.

#3 Keep a minumum in your balance.

What this means it that decide on a number for a minimum, e.g. mine is 5k. Whenever you interact with money, remember to NOT go lower than your minimum. This is good for two reasons.
1. You have money if you have an emergency
2. It feels better to know that you will always have money in your balance.

#4 Set a maximum spending budget per day.

Similar to #3, but it is to have a maximum amount to spend per day. I like to say my budget is 10% of my current balance, that way, no matter what I have, I will always have a spending budget, and not the same amount every day, which can lead to bankruptcy. This method works very well with #3, but make sure that the 10% DOES NOT include your minumum amount.

#5-12, Other Important tips
5. Only buy stuff from trusted members, AND REALLY if this item is expensive.
6. Screenshot ANY money sent over to ANYONE higher than 1k, just on case your are scammed or something else happens where you need proof.
7. Only buy items that you need for a reason, not because you like the person, or want the item to show people that you are rich, etc.
8. Whenever you are bidding in the auction, set a limit and do not go over it.
9. Make sure that you are not getting ripped off, in stuff selling at a server store. E.g. someone might offer you a stack of dirt for $32, when you can buy 2 thousand for 200 at the server store.
10. When buying items, never buy if they are significantly higher than what you can sell them to the server for, unless you need the item very badly.
11. Avoid the lottery/shouts at all costs.
12. REMEMBER NOONE WILL OFFER YOU A DEAL WHERE THEY DONT MAKE A PROFIT, OR WILL GAIN FROM THE SALE

Hope that this helps you guys save money, and remember all these tips have got me to mayor, with over 80K in my balance. :mrgreen:

 

And you gain from it, people will like you more, and will be more likely to buy or do something for you in the future.
But i do see your point, and the other case is that you are too nice a person