In my time on ECC, I have witnessed growth and thriving moments that any server owner would be overjoyed to witness. Today, however, I see the once beautiful economy now begin to wilt like a rose. This, I feel, has caused our development to slam to a halt. Many factors seem to be in play with our server's fall. One being our ever popular Lotto. With its high jackpots, occasional medal offers, giveaways, and overall addictive draw, it's easy to see why so many players sink their IGC (In-Game Currency) into it. This, however, also slows down players as they risk such high amounts of IGC all for the jackpot while their needs as gamers begin to suffer. Another factor is an unmaintained loan system. While we have nearly halted all loan frauds and punished those who did not fulfill their contracts, our loan system is still another high risk area. Many lenders end up unrecognized or ask for high interest rates that are unachievable in the time periods for players who may only be able to spend an hour or two of their weeks online. While these are merely two problems, there are more that plague our dear server. This being said, there are solutions that may resolve the progress issue and send us back towards the way of progress. 1) The First Municipal Bank of ECC To assist in the regulation of loans, a new bank system should be erected. This system will set guidelines for lenders to better control interest rates and terms of loans. In addition, the bank will operate as an appraisal system to value items and property of those who take out loans. In the case that one does not pay their loan, the high value items will be taken from them by the bank. These items will balance out the funds lost by the lender. In the case that the player does not have sufficient value among their belongings and property, they will obviously be banned. It is believed that with this system in place, less bans will occur and more loans will be issued. 2) Competitive Sports Complex Most players avoid SG because of the overall one-sidedness of those who purchase kits or are consistent players in the games. To add more of a chance to those who suck at SG (I am one of the worst ones, I'll admit.), other minigames should be introduced. These games, as well as the already existent SG, will draw more of a competitive crowd, which would allow the chance to not only spectate for the non-contenders, but also the chance to gamble on the winners. Odds for the gambling could be based upon the player's win:loss ratio or a simple double or nothing. 3) Danny Trejo If all else fails, just get Danny Trejo to play on ECC. Something's bound to happen at that point. I appreciate those of you who took your time to read this and made sense of my sporadic ramblings. It is with great hope that these ideas will be considered and implemented into the server. If not, there's always option 3.