I have an idea that, if voted for, may be implemented in the World Trade Center. Heres the idea: Ever level has a credit limit, Resident - $2000 Mayor - $5000 etc. If you want to purchase an item, you pm me an ask for a certain amount and if its under your limit, I send it to you. At the end of the month, 10% interest is added to what you owe and you pay all at once by the first day of the next month. If you do not pay, an extra $1000 is added to the bill. What do you guys think?
Has to be some interest. I gotta make money. Theres always interest on credit cards, it's only lower if paid on time.
It's a good idea, however, you would likely lose track easily, or run into problems period. Organizing such a thing would require VAST amounts of time, organization, and more than one person.