DNEB Diyarbakir Netherstar ECC Bank (Financial & Banking Services)

Discussion in 'Economy & Market' started by usapresident999, Apr 15, 2014.

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  1. usapresident999

    usapresident999 Builder
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    Welcome to DNEB (Diyarbakir Netherstar ECC Bank).

    Our goal is to help everybody on EcoCityCraft and to become the biggest bank.
    In the start, We will only have Savings Accounts.
    This is a 100% secure International Bank.


    We want to provide you following stuff in the future:

    • Savings account (Regular, Non-Profit, Lotto-Account, Partnership Account) Added
    • Loans (These loans can be up to 75k) Added-But only up to 11k right now
    • Premium Loans (These loans can be up to 170k)
    • Netherstar Trading
    • Stock Exchange Added
    • Financial Services (For tools like melon swords)
    • Credit Cards (Small loans, up to 20k. No fee if you pay back within 3 days.) Added
    • Private Solutions (Problems with paying back loans or something like that.)
    More stuff will get added later.
    Regular Money account: can be used to save money or just keep the money there. You will have to wait 7 days until you can take your money back. You will earn $6.5 for every 1k you put in. Price: $110 (This will only be paid once)Non-Profit: The money you put in, in this account will not be loaned out. But we will not pay you the $6.5 for every 1k. This Account is free Lotto Addicted?: We can give you a lotto-account there you can save your money. Price: $240 (This will only be paid once) Partnership Account: This is an account for 2-4 players. If you are doing business with others then this can be good for you. Price: $350. If you have any questions then contact the bank.

    More spoilers will get added later.

    Bank Management Team:
    Owner/CEO:
    usapresident999
    General Manager: @officepwnz123

    Account Manager @autumn18chance9
    Trading & Financial Manager: N/A

    Contact the Owner during the first days of operation

    If a player gets permabanned or get inactive for 2 months, then the account will get blocked and 50% of the players assets will be given to the bank and 30% will be given to Bank Customers. 20% will remain until the player returns. The account can get unblocked by contacting a manager. Appealing: For security reasons all Appeals needs to be sent to the Owner/CEO (Conversations)

    Membership Appeal/DNEB Customer Account:
    IGN:
    Why do you want to use
    DNEB?:
    Have you been banned before?:
    We will use 1-13 days to handle this appeal.
    Do you understand this?: YES/NO


    IGN:
    Regular Money Account/Lotto-Account/Partnership-Account:
    • Partnership-Account: Who are you going to share this account with? You may say up to 3 people:
    • Do you understand that atleast one of them (or you) needs to have a DNEB Customer Account?:
    Do you understand that when you want to add/remove money to/from your account, then you need to contact the Owner/CEO? Do you understand that we will use 1-13 days to handle this appeal?
    Do you understand that you can only have 2 savings accounts?: YES/NO
    Have you read the information above?: YES/NO

    Stock Exchange/Shares: The company has 1000 shares. The price of each share changes Every week or day. If the bank makes very much profit then the price will increase. If we lose money then the price will decrease. No appeal is needed for buying. Only contact the shareholder and ask for price. Im going to sell my shares. You can make money. You need to have DNEB Customer Account. You need to contact the CEO after buying or selling because i need to update this page.

    Small loans up to 3k. No appeal needed, just contact a staff member. No fee if you pay back within 1 day.
    Price of 1 share: $15

    Shareholders:
    usapresident999: 740 shares, 74% Worth: $11,100
    @officepwnz123 200 shares 20% Worth: $3000
    @autumn18chance9 50 shares 5% Worth: $750
    @SBTS 10 shares 1% Worth: $150
    Total: 1000 shares, $15,000,
    This page will get updated. Im not done with writing this.

    DNEB
     
    #1 usapresident999, Apr 15, 2014
    Last edited: Apr 18, 2014
  2. _Cooley_

    _Cooley_ Builder
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    so for now, there isnt anything different from us putting money into a sign... other than risk. Once you get the other features up, i might be interested.
     
  3. usapresident999

    usapresident999 Builder
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    *UPDATE*
    Regular Money Account Start Price lowered from $250
    To $110. From now you can make $6.5 for every 1k.

    If you put in 100k, then you will make $650 every day (it will be added to your account)

    @_Cooley_ Better now?
     
  4. _Cooley_

    _Cooley_ Builder
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    Much better. Now only thing keeping the risk is that u offer low simple interest, and we must wait a week to withdraw, meaning you intend something with it. What if you fail with those intentions, and cant pay when requested. Will there be a fee added? or what would you do?
     
    #4 _Cooley_, Apr 15, 2014
    Last edited: Apr 15, 2014
  5. usapresident999

    usapresident999 Builder
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    Do u mean that if u put 20k in and i loan it to another one then you want ur money back?

    Then ill apologize and pay a fee
     
  6. usapresident999

    usapresident999 Builder
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    *Update*
    The stock exchange is now availabe.

    Read all information. Information added.
     
  7. usapresident999

    usapresident999 Builder
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    *UPDATE*
    You can now loan up to 11k.
     
  8. bandgeek12345

    bandgeek12345 Builder
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    few questions to help clarify to me and others who are interested in this.

    1. what is the availability of the owner/CEO proceeding the first 7 days? like what is your business hours?
    2. when you say inactive members, are you referring to inactive on ECC or inactive with transactions though DNEB?
    3. what is appealing for? to get back your 20% after being inactive?
    4. is there an interest limit for a regular account?
    5. is there a time limit for collecting interest on a regular account?
    6. will there be a formal contract written up for each account or is it trust based?
     
  9. usapresident999

    usapresident999 Builder
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    1. Im availabe this week, all days. But after this week, im only going to play on the weekends.
    But dont worry I will hire players.
    2.inactive on ecc.
    3.Yes. You will appeal to unblock your DNEB Customer Account and then you have access to your Account and your 20%.
    4. What do you mean? How much money you can put in? No limit right now.
    5.what do you mean by interest? Loans? Explain what you mean :)
    6.Appeal. Not trust based. Though the bank will trust you more if you use the bank often.
    With DNEB Customer Account, you can have access to the bank and all the added features.
    But you need to appeal for some features like savings account,credit card, loans and nstar trading. The other features can be done by contacting me. Shares can be traded without appealing. Its like buying a diamond. Just contact me because i need to update this page. Shares can be sold by shareholders but you need DNEB Customer Account to trade.
     
    #9 usapresident999, Apr 16, 2014
    Last edited: Apr 16, 2014
  10. _Cooley_

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    1. ok, that may be a problem that you are only accessible on weekends.... irl most ppl need more money during the duration of the week than weekends (splurges set aside) and ECC is a relatively similar layout as rl.
    2. ok
    3. ok
    4.He means if i put in 100k and i make interest on that. say 600 a day.... is there a cap at like 6k total interest? (10 days worth)
    5. interest is the thing you said you would pay us for keeping our money with you. Also, is this simple interest or compound interest?
    6.ok
     
  11. _Cooley_

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    These are all good questions that i was wondering myself lol #bandgeek12345ftw
     
  12. usapresident999

    usapresident999 Builder
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    4.There is a interest limit of 2k per day per player. But that means that there is a limit of how much you can put in.
    5. We will pay you as long as you have you money in our bank. That means no collecting limit. It might change if the bank loses money.
     
  13. _Cooley_

    _Cooley_ Builder
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    look up the difference of simple and compound interest and answer that again please lol. other than that. ok. 2k interest a day max.
     
  14. usapresident999

    usapresident999 Builder
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    @_Cooley_ simple interest because the interest does not change (savings account). I said that i would pay $6.5 every 1k. So that means simple interest. Always 6.5. It wont increase.
     
  15. bandgeek12345

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    I would like to clarify for questions 4 and 5. i mean if i put in say 100k. and leave it there for 2 months. will i get full interest each day? or will there be a cap on interest collection say if interest to be payed reaches over original account value? also another question that slipped my mind will interest take into account existing interest payed out? say i have 1k in. i get 6.5. the next day will i get interest off of 1006.5 or off of 1k original balance?
     
  16. usapresident999

    usapresident999 Builder
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    @bandgeek12345 if u put 1k, we will pay you until you have 3k. Right now it will interest of orginal balance, also simple interest. This may change in the future.
     
  17. bandgeek12345

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    ok that clarifies some things. but does it scale the same for larger ammounts? say i put in 100k. will you pay interest till i have 300k? obviously that would take years but im still curious.
     
  18. usapresident999

    usapresident999 Builder
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    @bandgeek12345 yes. Also I need a Account Manager, because, as I said, im only going to play on the weekends after this week.
     
  19. usapresident999

    usapresident999 Builder
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    *NEWS*
    The bank is preparing to change all the 100 shares to 1000 shares.
    If you have shares in this company, dont worry.

    If you had 10 shares worth $1500 total ($150 each), then you will have 100 shares worth $1500 total ($15 each). Your shares will be worth less
    than before but you will get more and it will be the same.

    The price of each share tripled today.
     
  20. maxcarr1326

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    Membership Appeal/DNEB Customer Account: DNEB Customer Account
    IGN: maxcarr1326
    Why do you want to use DNEB?: To buy stocks
    Have you been banned before?: NO
    We will use 1-13 days to handle this appeal.
    Do you understand this?: YES
     
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