I saved up about 10k and bought a town for 7.5k then deopisited 3.4k into the town bank claimed 3 areas then did some auctioning getting 1.7k more went over to skygrid made a trade and did the same with
factions gaining total 3.4k deposited into town and claimed 5 areas more had 700$ left over and a auc came on on something i needed and i withdrew 300 from the town leaving 100 in the town bank. The town upkeep was 8 i believe so i thought it was fine with just a 100 i log off and when i got on in the morn town was gone and i had 100$.
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